還款保函(保函)

還款保函

還款保函

還款保函是指在國(guó)際間對(duì)金額較大的成套設(shè)備或工程項(xiàng)目交易，出口方常要求進(jìn)口方預(yù)付一定金額的訂金，那么，下面就由CN人才公文網(wǎng)小編給大家介紹介紹吧，希望對(duì)大家有幫助。

作用

進(jìn)口方在支付訂金前，要求出口方提供銀行的還款保函，以擔(dān)保出口方履行合約。否則，出口方銀行負(fù)責(zé)將預(yù)付訂金及利息退還給進(jìn)口方。

范本

償還貸款保函 (中英文)

致：To:

不可撤消保函 號(hào)碼

Irrevocable Letter of Guarantee No.

鑒于你方向借款人提供了一筆貸款，我行特此為借款人出具本保函并保證如下：

In consideration of your making a loan available to the Borrower _____ we hereby issue this guarantee for the account of the Borrower and agree as follows:

1.我行在此無(wú)條件地不可撤消地保證，借款人在貸款到期或發(fā)生加速還款或其他情況下，按時(shí)償還貸款協(xié)議(包括經(jīng)我行書面同意的對(duì)該協(xié)議的修改和補(bǔ)充)項(xiàng)下現(xiàn)時(shí)或?qū)?lái)的到期款項(xiàng)。保證金額最高不超過(guò)_____ 美元(即貸款本金加利息的110%)。如果借款人到期不能歸還該等款項(xiàng)，我行將憑你方書面索賠立即償還。除非有明顯的錯(cuò)誤，由你方授權(quán)官員簽發(fā)的載明該等應(yīng)還款細(xì)節(jié)及到期日的任何聲明應(yīng)是終局的并對(duì)我行具有約束力。

1. We hereby unconditionally and irrevocably guarantee to make repayment on time (the due and punctual payment—1) up to the amount of USD_____ (110% of the principal plus accrued interest) which is or may become repayable ( payable —2 ) by the Borrower under the Loan Agreement between the Lender and the Borrower which shall include all subsequent amendments and supplements made to the Loan Agreement (the Loan Agreement as amended or supplemented from time to time —3) with our consent in writing, whether at maturity or upon acceleration or otherwise. If the Borrower fails to repay (pay —4) any such sum when due, we shall pay you the amount on the date of our receipt of your claim in writing. Any statement signed by your duly authorized officer that gives (setting out —5) details and the due date of any such claim shall be conclusive and binding on us except in the case of manifest error.

2.本保函自開立之日起生效，直至_____ (貸款協(xié)議到期后6個(gè)月)失效。隨著貸款協(xié)議項(xiàng)下本金的每一期償還，我行的擔(dān)保責(zé)任亦應(yīng)相應(yīng)遞減。我行在本保函項(xiàng)下的擔(dān)保責(zé)任將不受下列事件的影響：對(duì)借款人給予延期還款等優(yōu)惠;或貸款人不行使對(duì)借款人享有的權(quán)利;或由于本款規(guī)定可能影響我行在本保函項(xiàng)下責(zé)任的其他原因或情況，但前提是對(duì)該貸款協(xié)議的任何修改或補(bǔ)充須經(jīng)我行事前書面確認(rèn)，我行亦保證不會(huì)不合理地耽擱或拖延此種確認(rèn)。對(duì)本保函項(xiàng)下的索賠可隨時(shí)進(jìn)行，貸款人在向我行索賠前，無(wú)須采取任何措施以實(shí)現(xiàn)其對(duì)借款人或其繼承人的`權(quán)利。

2. This Guarantee shall become ( be —6 ) effective on the date hereof and shall expire on_____ (six months after the expiry due—7) date of the Loan Agreement. Following each repayment of principal under the Loan Agreement, our liability hereunder shall be reduced accordingly. Our liability hereunder shall not be affected by the granting of any indulgence to the Borrower, or by any defect in the rights of the Lender against the Borrower, or by any other matter or circumstance which, due to this provision, may affect our liability hereunder, provided that any amendments or supplements to (of—8 ) the Loan Agreement are subject to our prior written approval which we undertake we will not (undertake not to—9 )unreasonably withhold (withhold —10) or delay(delay —10 ). The Lender may hereupon lodge demands upon us from time to time and would not be required to take any step to exercise his rights against the Borrower before claiming upon us.

3.本保函項(xiàng)下索賠款的支付不得包括任何抵消、反索賠、限制以及豁免于任何現(xiàn)有或?qū)?lái)的稅收或其他扣減或任何性質(zhì)的預(yù)留。如果在索賠款的支付中必須包含任何扣減或預(yù)留，我行除索賠款金額外，還將支付該等必要的附加費(fèi)用，從而確保貸款人得到應(yīng)收回的足額還款。

3.A1l payments under this Guarantee shall be made without any setoff or counterclaim or(any—11) restriction or exempt from(condition and free of —12 any present or future taxes or other deductions or withholdings of any nature. If any deduction or withholding must be included in the payment of the claim(is required to be made from any such payment—13) we shall (together with payment—14) of the claim)pay such additional amount together with payment of the claim(such payment—15)as is necessary to ensure the Lender's receipt of(the Lender receive—16)the full amount due to him(them—17).

4.我行在此確認(rèn)已獲得對(duì)本保函或與本保函有關(guān)的所有法人同意，認(rèn)可以及相應(yīng)政府部門或其他有關(guān)當(dāng)局的批準(zhǔn)，該等批準(zhǔn)是充分有效的。本保函的條款構(gòu)成我行合法、有效并具有約束力的責(zé)任，我行在本保函項(xiàng)下的責(zé)任將在任何時(shí)刻至少與我行其他未擔(dān)保以及非從屬債務(wù)處于同等地位，我行保證為此目的的全部必要授權(quán)一直是充分的、有效的。

4.We hereby represent and undertake that all corporate consents and approval， and approval from the governmental or any other authorities involved in this Guarantee have been obtained and are in full force and effect.This Guarantee constitutes our legal.valid and binding obligations enforceable in accordance with its terms，and our obligations hereunder will at all times rank at least pari-passu with all of our other unsecured and insubordinate(unsubordinated—18)obligations.We confirm(will ensure—19)that all authorizations necessary for this purpose remain in full force and effect.

5.貸款人在本保函項(xiàng)下疏于或怠于行使任何權(quán)利或補(bǔ)救措施等，均不應(yīng)視為對(duì)該等權(quán)利的放棄;任何單項(xiàng)或部分行使上述權(quán)利也不能排除貸款人進(jìn)一步采取行動(dòng)或行使其他權(quán)利或補(bǔ)救措施的權(quán)利。如果在任何時(shí)候本保函的任何條款已是或變?yōu)榉欠?、無(wú)效或在任何方面不可執(zhí)行，本保函其他條款的合法性、有效性及可執(zhí)行性均不應(yīng)受到影響或相應(yīng)降低。

5.No failure or delay by the Lender in exercising any right。power or remedy under this Guarantee shall operate as waiver thereof，nor shall any single or partial exercise of the same preclude any further exercise thereof or the exercise of any other right，power or remedy.If at any time any provision in this guarantee (hereof—20)is or becomes illegal，invalid or unenforceable in any respect， neither the legality，validity or enforceability of the remaining provisions herein shall in any way be affected or impaired thereby.

6.我行將償付貸款人因行使其在本保函項(xiàng)下權(quán)利而發(fā)生的全部合理費(fèi)用(包括律師費(fèi)用)。

6.We shall reimburse the Lender for all reasonable(fees and—21) expenses (including lawyer's fee)incurred in connection with the enforcement of his rights hereunder.

7.我行將對(duì)本保函項(xiàng)下的任何遲付金額按借款人應(yīng)用的利率水平支付利息，該付息期間的計(jì)算從你方索償之日起，直至實(shí)際付款日止(在判決前或判決后)。

7.We shall pay interest on any amount due hereunder from the date of demand to the date of actual payment (before and after judgement)at the rate 0r rates which should be applied(would be payable—23)by the Borrower.

8.未經(jīng)我行事前書面同意，本保函項(xiàng)下的權(quán)益不可以轉(zhuǎn)讓，我行亦確認(rèn)不會(huì)不合理地拖延該等同意。

8.The benefit of this Guarantee may not be assigned without our prior written consent，such consent not to be unreasonably withheld.

9.本保函應(yīng)確保貸款人和其相應(yīng)后繼者的權(quán)益。不論我行或我行相應(yīng)后繼者的組織和機(jī)構(gòu)有任何變化，在保函項(xiàng)下的義務(wù)對(duì)我行及我行后繼者持續(xù)具有約束力。在不違反上述第8條的情況下，貸款人可以將其在本保函項(xiàng)下或由于本保函、貸款協(xié)議及其他擔(dān)保契約(根據(jù)貸款協(xié)議的定義)而派生的權(quán)利或權(quán)益全部或部分地轉(zhuǎn)讓給任何他人。

9.This Guarantee shall assure(ensure to the benefit of—24)the Lender and his(their—25)successor/S of his/their rights and interests(its—26).Our obligations hereunder shall be binding on us and our successor/s notwithstanding any change in our constitution or status or that of Our successor/S.Subject t0 Article 8 above, the Lender may assign to any other person all or any part of his (its—27 ) rights and benefits under or arising from this Guarantee, the Loan Agreement and any other security documents (as defined in the Loan Agreement) ( subject to Article 8above—28 ).

10.我行在此確認(rèn)本保函的簽定和執(zhí)行是一種商業(yè)行為，并同意放棄采取與本保函有關(guān)的任何法律行為或程序的豁免權(quán)。

10. We confirm that the signing and execution (and performance—29) of this Guarantee are a commercial act and agree not to claim any immunity from any legal action or proceeding in connection herewith.

11.本保函受中華人民共和國(guó)法律管轄并按其法律解釋，我行將不可撤消地接受中華人民共和國(guó)法院的司法管轄。

11. This Guarantee shall be governed by and construed in accordance with the laws of the People's Republic of China, and we hereby irrevocably submit to the jurisdiction of the courts in the country.

日期：Issued in (city) on (date)

以______ 的名義并代表其簽字

(授權(quán)簽字)

For and on behalf of

(authorized signature )

保函

保函

篇一：保函

保函是指根據(jù)申請(qǐng)人（您）的指示，以中國(guó)進(jìn)出口銀行名義向受益人開出的，保證申請(qǐng)人履行與受益人簽訂的合同項(xiàng)下義務(wù)的書面承諾。

保函用途廣泛，適用于商品、勞務(wù)、技術(shù)貿(mào)易、工程項(xiàng)目承包交易，物資進(jìn)出口報(bào)關(guān)交易，向金融機(jī)構(gòu)或在金融市場(chǎng)上進(jìn)行融資的交易，大型成套設(shè)備租賃交易，訴訟程序中的訴訟保全交易，以及各種合同義務(wù)的履行等。

按照當(dāng)事人所在地的不同，保函可分為：

對(duì)外擔(dān)保是指中國(guó)進(jìn)出口銀行作為擔(dān)保人，以保函（含備用信用證）形式，向境外機(jī)構(gòu)（擔(dān)保受益人）承諾，當(dāng)債務(wù)人（可為境內(nèi)機(jī)構(gòu)或境外機(jī)構(gòu)）未按照合同約定履行義務(wù)時(shí)，由中國(guó)進(jìn)出口銀行履行擔(dān)保責(zé)任的行為。當(dāng)被擔(dān)保人為境外機(jī)構(gòu)而擔(dān)保受益人為境內(nèi)機(jī)構(gòu)的，視同對(duì)外擔(dān)保業(yè)務(wù)處理。

境內(nèi)擔(dān)保是指中國(guó)進(jìn)出口銀行作為擔(dān)保人，以保函（含備用信用證）形式，向境內(nèi)機(jī)構(gòu)（擔(dān)保受益人）承諾，當(dāng)境內(nèi)債務(wù)人未按照合同約定履行義務(wù)時(shí)，由中國(guó)進(jìn)出口銀行履行擔(dān)保責(zé)任。

按照擔(dān)保內(nèi)容不同，保函可分為：

融資性擔(dān)保，是指擔(dān)保項(xiàng)下主合同具有融資性質(zhì)的擔(dān)保，包括但不限于為借款、債券發(fā)行、融資租賃等提供的，及其他為申請(qǐng)人融資行為而承擔(dān)保證責(zé)任的擔(dān)保。

非融資性擔(dān)保，指除融資性擔(dān)保之外的其他形式的擔(dān)保，包括但不限于投標(biāo)保函、履約保函、預(yù)付款保函、質(zhì)量保函、關(guān)稅保付保函、海事保函、維修保函、延期付款保函等。

保函能為申請(qǐng)人（您）提供哪些好處

用銀行信用替代商業(yè)信用，彰顯企業(yè)良好信譽(yù)，提高合同簽約率；

遵循銀行間統(tǒng)一慣例以及標(biāo)準(zhǔn)化的操作流程和專業(yè)化的保函條款審查，有利于維護(hù)申請(qǐng)人的正當(dāng)權(quán)益；

在授信開立保函情況下，申請(qǐng)人不用全額繳納保證金，可以有效提高資金周轉(zhuǎn)率；

簡(jiǎn)便快捷，格式靈活，適應(yīng)不同需求。

篇二：保函

根據(jù)保函在基礎(chǔ)合同中所起的不同作用和擔(dān)保人承擔(dān)的不同的擔(dān)保職責(zé)，保函可以具體分為以下幾種：

借款保函指銀行應(yīng)借款人要求向貸款行所作出的一種旨在保證借款人按照借款合約的規(guī)定按期向貸款方歸還所借款項(xiàng)本息的付款保證承諾。

融資租賃保函指承租人根據(jù)租賃協(xié)議的規(guī)定，請(qǐng)求銀行向出租人所出具的一種旨在保證承租人按期向出租人支付租金的付款保證承諾。

補(bǔ)償貿(mào)易保函指在補(bǔ)償貿(mào)易合同項(xiàng)下，銀行應(yīng)設(shè)備或技術(shù)的引進(jìn)方申請(qǐng)，向設(shè)備或技術(shù)的提供方所作出的'一種旨在保證引進(jìn)方在引進(jìn)后的一定時(shí)期內(nèi)，以其所生產(chǎn)的產(chǎn)成品或以產(chǎn)成品外銷所得款項(xiàng)，來(lái)抵償所引進(jìn)之設(shè)備和技術(shù)的價(jià)款及利息的保證承諾。

投標(biāo)保函指銀行應(yīng)投標(biāo)人申請(qǐng)向招標(biāo)人作出的保證承諾，保證在投標(biāo)人報(bào)價(jià)的有效期內(nèi)投標(biāo)人將遵守其諾言，不撤標(biāo)、不改標(biāo)，不更改原報(bào)價(jià)條件，并且在其一旦中標(biāo)后，將按照招標(biāo)文件的規(guī)定在一定時(shí)間內(nèi)與招標(biāo)人簽訂合同。

履約保函指銀行應(yīng)供貨方或勞務(wù)承包方的請(qǐng)求而向買方或業(yè)主方作出的一種履約保證承諾。

預(yù)付款保函又稱還款保函或定金保函。指銀行應(yīng)供貨方或勞務(wù)承包方申請(qǐng)向買方或業(yè)主方保證，如申請(qǐng)人未能履約或未能全部按合同規(guī)定使用預(yù)付款時(shí)，則銀行負(fù)責(zé)返還保函規(guī)定金額的預(yù)付款。

付款保函指銀行應(yīng)買方或業(yè)主申請(qǐng)，向賣方或承包方所出具的一種旨在保證貸款支付或承包工程進(jìn)度款支付的付款保證承諾。

其他的保函品種還有來(lái)料或來(lái)件加工保函、質(zhì)量保函、預(yù)留金保函、延期付款保函、票據(jù)或費(fèi)用保付保函、提貨擔(dān)保、保釋金保函及海關(guān)免稅保函等等。

篇三：保函

保函（LetterofGuarantee,L/G）又稱保證書，是指銀行、保險(xiǎn)公司、擔(dān)保公司或個(gè)人應(yīng)申請(qǐng)人的請(qǐng)求，向第三方開立的一種書面信用擔(dān)保憑證。

保函產(chǎn)生的原因：當(dāng)承運(yùn)人到達(dá)目的港時(shí)，買方還沒有收到賣家郵寄來(lái)的提單，而無(wú)法憑借提單向承運(yùn)人提貨，因此出具保函以證明收貨人的身份；

2作用編輯

在憑保函交付貨物的情況下，收貨人保證在收到提單后立即向船公司交回全套正本提單，承擔(dān)應(yīng)由收貨人支付的運(yùn)費(fèi)及其他費(fèi)用的責(zé)任，對(duì)因未提交提單而提取貨物所產(chǎn)生的一切損失均承擔(dān)責(zé)任，并表明對(duì)于保證內(nèi)容由銀行與收貨人一起負(fù)連帶責(zé)任。憑保函簽發(fā)提單則使得托運(yùn)人能以清潔提單、已裝船提單順利地結(jié)匯。關(guān)于保函的法律效力，海牙規(guī)則和維斯比規(guī)則都沒有作出規(guī)定，(fwsir)考慮到保函在海運(yùn)業(yè)務(wù)中的實(shí)際意義和保護(hù)無(wú)辜的第三方的需要，漢堡規(guī)則第一次就保函的效力問題作出了明確的規(guī)定，保函是承運(yùn)人與托運(yùn)人之間的協(xié)議，不得對(duì)抗第三方，承運(yùn)人與托運(yùn)人之間的保函，只是在無(wú)欺騙第三方意圖時(shí)才有效；如發(fā)現(xiàn)有意欺騙第三方，則承運(yùn)人在賠償?shù)谌綍r(shí)不得享受責(zé)任限制，且保函也無(wú)效。

3性質(zhì)編輯

1、是獨(dú)立于委托人與擔(dān)保人之間的反擔(dān)保或委托人與受益人之間的合同或投標(biāo)條件之外的。

2、是依據(jù)其規(guī)定的條件生效的，由擔(dān)保人以保函中規(guī)定的任何單據(jù)為基礎(chǔ)做出決定的。

3、是不可撤銷的。

4權(quán)責(zé)編輯委托人（Principal）

保函索賠

是向銀行或保險(xiǎn)公司申請(qǐng)開立保函的人。委托人的權(quán)責(zé)是（1）在擔(dān)保人按照保函規(guī)定向受益人付款后，立即償還擔(dān)保人墊付的款項(xiàng)。（2）負(fù)擔(dān)保函項(xiàng)下一切費(fèi)用及利息。（3）擔(dān)保人如果認(rèn)為需要時(shí)，應(yīng)預(yù)支部分或全部押金。擔(dān)保人（Guarantor）

為他人做擔(dān)?？赡苡绊懽约航窈笞》抠J款[1]

是保函的開立人。擔(dān)保人的權(quán)責(zé)是：（1）在接受委托人申請(qǐng)后，依委托人的指示開立保函給受益人。（2）保函一經(jīng)開出就有責(zé)任按照保函承諾條件，合理審慎地審核提交的包括索賠書在內(nèi)的所有單據(jù)，向受益人付款。（3）在委托人不能立即償還擔(dān)保行已付之款情況下，有權(quán)處置押金、抵押品、擔(dān)保品。如果處置后仍不足抵償，則擔(dān)保行有權(quán)向委托人追索不足部分。受益人（Beneficiary）

受益人

是有權(quán)按保函的規(guī)定出具索款通知或連同其他單據(jù)，向擔(dān)保人索取款項(xiàng)的人。受益人的權(quán)利是：按照保函規(guī)定，在保函效期內(nèi)提交相符的索款聲明，或連同有關(guān)單據(jù)，向擔(dān)保人索款，并取得付款。

5種類功能編輯

銀行保函業(yè)務(wù)

銀行保函包括履約保函、不上網(wǎng)保函、上網(wǎng)保函、預(yù)付款保函、投標(biāo)保函、維修保函、預(yù)留金保函、稅款保付反擔(dān)保函、海關(guān)風(fēng)險(xiǎn)保證金保函等。